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Sport vs Touring vs Cruiser. Submitted by Nebraska Coeds 1 Florida had the second highest number of motorcycle thefts but was far behind California, with 4, bikes reported stolen. For this reason, flashy and expensive bikes that are high theft targets will be more expensive to insure. We performed a study reviewing motorcycle insurance quotes across all 50 states to see what the average cost of motorcycle insurance quotes was in each one. Certain motorcycle models and styles are involved in more accidents than others. What Does Motorcycle Insurance Cover.

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Additionally, the cost of medical care has increased as well. Advertiser Disclosure. Amateur HD Public softcore. Florida had the second highest number of motorcycle thefts but was far behind California, with 4, bikes reported stolen. Specifically, insurers will consider.. Stolen and unrecovered motorcycles accounted for the fourth most motorcycle insurance claims, but theft claims weren't even in the top five of personal auto claims.

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Sport and supersport bikes also referred to as street bikes are generally much more costly to insure than other bikes because they tick a lot of these boxes. Since new riders have less experience, insurers estimate them to be more likely to be involved in an accident, and therefore offer higher quotes. In addition to the city you live in, the amount of coverage you purchase and your driving history, motorcycle insurance companies also calculate your cost of coverage based upon your age and years of experience. Single vehicle accidents accounted for the most motorcycle insurance claims, while rear-end collisions accounted for the highest number of auto insurance claims, according to a study by Progressive.

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Description: Unlike the states with the cheapest motorcycle insurance, those with the most expensive rates were more geographically separated from one another. View the discussion thread. A motorcyclist's greatest adversary when it comes to insurance is him or herself and their claims amount to a sizeable losses. More Mobile Version Twitter. For this reason, flashy and expensive bikes that are high theft targets will be more expensive to insure. We then took the aggregate of those prices and found that the average annual motorcycle insurance rate in the U.
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